8x Dell via Rakuten, stack w/ credit card offers/benefits

Rakuten is offering 8x / 8% back on purchases at Dell today. While not at a historical high level, this is a much better payout than what we’ve seen lately and it could stack well with several Amex Offers and the Business Platinum’s $200 in credits for Dell purchases from July to December 2020.

The Deal

  • Shopping portal Rakuten is offering 8x / 8% cash back at Dell

Key Terms

  • Exclusions: Cash Back is not available on Dell Outlet, Dell Refurbished Computers, or Dell Small Business purchases via Dell Consumer. Cash Back is not available on Dell Business Alliance Systems orders, Dell Employee & Affiliates Purchase Program, Dell Premier Orders, Education orders, Emerging Business Division orders, gift cards, Government orders, Healthcare orders, Internet Service Provider Division orders, Medium & Large Business orders, Dell QTO (Quote to order), Dell Outlet orders.
  • Special Terms: Cash Back not available on sales of products and services believed to be sold to parties reselling products and/or services offered by Dell. Dell defines high volume as more than 3 units within 30 days of any system.

New to Rakuten?

  • Earn Membership Rewards
    • Sign up with this link: www.ebates.com/american-express
      Deal: Sign up with the above link and make $25 in qualifying purchases in 90 days to get 1500 bonus points.
  • Earn cash back
    • Sign up with our refer-a-friend link
      Deal: Sign up with a refer-a-friend link and make $25 in qualifying purchases in 90 days to get $10 bonus.

Quick Thoughts

As noted at the top, this could be a decent chance to use the Business Platinum’s $200 credit, though (if I hadn’t already needed to buy something from Dell this month), I would think it may be more beneficial yet to wait until the holiday shopping sales come around to use that credit.

If you do need something at Dell now, keep in mind that there are a few potentially stacking Amex Offers (and you will likely want to make sure that your Rakuten account is set up to earn Membership Rewards points as noted above). I have all of these offers on my Business Platinum and all of them triggered with my recent Dell purchase (note that Amex may later claw these back — there’s no way for me to turn any of them off, so all I can do is hope they stick):

  • 10% back at Dell (up to $1500 back)
  • +4x Membership Rewards points at Dell
  • +1x Membership Rewards points at Dell

Again, I don’t know that they’ll stick — but I bought something that was credited back via the Platinnum credit, I got 10% back, and I earned a total of 6x on top of the Rakuten portal. That’s a pretty good stack if it works.

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