Spring from Capital One is a “corporate savings” program cut from a similar thread as Visa Savings Edge or Mastercard EasySavings. It offers discounts aimed at business customers, but unlike those other programs, anyone can join. You don’t really need a business to register for Spring, nor do you need a business credit card or a Visa or a Mastercard or even a Capital One card. I didn’t initially realize that registration was open to everyone when we’d clicked an advertisement for Spring while logged into my wife’s Capital One account recently, but I finally decided to take a test drive to see if any of the discounts were particularly interesting. While I found most of them to be pretty niche, a couple caught my eye (and maybe something else will catch yours).

Spring from Capital One landing page

Spring from Capital One: “Corporate Deals” for all

Link to sign up for Spring from Capital One

At the time of writing, there are 61 different “deals” listed on Spring. Upon first glance, many of them looked like deals I’d expect to see through lots of different deal / coupon / shopping portal sites. However, some looked like they could be more interesting. When I began working on this post, I thought you had to be a Capital One business cardholder to access these deals and therefore I intended to list them all and briefly ascribe a “deal” or “no deal” to each of them so that inquiring minds could see everything available.

However, I eventually realized what I noted in the opening paragraph: anyone can join Spring from Capital One (when clicking through from the Capital One Spark account, you’re prompted to log in to Spring via your Capital One account, but when you go to spring.capitalone.com, it very clearly notes that no Capital One account is required).

Spring from Capital One no account required

And so my good friend Joe Dealie joined last night and he confirms that you have access to the same deals whether or not you’ve got a Capital One card.

Spring from Capital One anyone can register

I therefore shifted gears since any reader can easily see the list of deals. I’ll leave it to the reader to decide whether or not deals like saving 15% on incfile.com’s fees to form an LLC or corporation are worth it to you and I will instead only cover a couple of the deals here that initially drew my interest because they may be more widely applicable.

My overall impression of the deals available is that they probably aren’t notable compared to discounts you’ll find elsewhere on the same products/services, but at the same time several of the deals were good enough to be worth a quick look.

Dell: Member Purchase Program + 12% off

The first deal listed by Spring is for Dell and it is billed to include Member Purchase Program pricing plus 12% off.

At first glance, I thought that this deal sounded OK, but it soon looked like a dud. Dell has long offered a coupon good for 10% off when joining their email list (you can find that deal a bit down the page here). Amex Offers sometimes give better than 10% back and card-linked offers like that easily stack with shopping portal rewards. Twelve percent didn’t sound bad, but didn’t sound wildly exciting by comparison, either (at least before I realized that you could indeed stack your Amex Offers with this Spring discount since no Capital One card is required).

When I clicked through from Spring to land on the page above and I clicked the “Get Coupon” button, it brought me to a coupon code that says it expired in May. It’s probably a little hard to see the fine print below, but it says that the coupon offer is valid from 2/1/20 to 5/7/20.

I hoped that the fine print was wrong. I kept the window open, copied the coupon code, and opened a different tab to search for a laptop. I settled on the XPS 15 on the left in the picture below at $999.99 (just as an example – I’m not actually buying a laptop right now).

I added that laptop to my cart and tried to apply my coupon code, but I got an error: Despite the expiration date on the coupon, it said that the coupon code was indeed valid, but that it applies in a different store. Huh?

That seemed odd. I went back to the coupon landing page and clicked the “shop now” button. That brought me to a Member Purchase Program page (I later found that anyone can go to the Member Purchase Program page and shop the slightly better prices found below). I had a bit of an awkward time finding my way back to the exact laptop I wanted for the example, but eventually I found it: it was all of twenty bucks cheaper ($979.99) through the Member Purchase Program.

That seemed like a lame 2% discount.

But I was pleasantly surprised when I put the laptop in my cart from that tab and I was indeed able to apply the coupon discount for 12% off. That was nice since the coupon took 12% off of the discounted price making it about 13.8% cheaper than buying at full price before the Member Purchase Program.

Notice at the top that this is my Member Purchase Program Cart — it links to my Home Cart, where I had…

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